Carmel Ranch Homes under $400,000

Welcome to Carmel Ranch, a delightful subdivision nestled in the heart of Schertz, Texas, within Bexar County. This charming community offers an ideal blend of suburban tranquility and convenient access to urban amenities, making it a perfect choice for families, first-time homebuyers, and anyone looking to settle in a welcoming neighborhood.

Carmel Ranch features a variety of beautifully designed homes, with many options available for under $400,000. This makes it an attractive destination for those seeking quality living without breaking the bank. The homes in this subdivision boast modern finishes, spacious layouts, and energy-efficient designs, ensuring comfort and style for every resident. You’ll find an array of architectural styles to suit different tastes, from cozy single-family homes to more expansive designs, all set against the backdrop of picturesque landscapes.

Residents of Carmel Ranch enjoy a strong sense of community, with numerous parks, playgrounds, and walking trails that encourage outdoor activities and family gatherings. The subdivision is conveniently located near top-rated schools, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away.

With its affordable housing options and vibrant community spirit, Carmel Ranch is more than just a place to live; it’s a place to thrive. Whether you’re looking to raise a family, retire in peace, or find a new adventure, this charming neighborhood is ready to welcome you home. Explore the possibilities that await you in Carmel Ranch today!

Newest Carmel Ranch Homes under $400,000

$359,990

4 Beds ⋅ 2 Baths ⋅ 2021930 MLS ⋅ ACTIVE Status

Brand new, energy efficient home available now! The Callaghan's welcoming covered entry and foyer open to a stunning family room and gourmet kitchen. The walk in pantry can accommodate everyone's favorite snacks. The fourth bedroom is perfect for guests, or even a study or hobby room. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location provides quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

12728 Winding Butte, Schertz

$384,990

4 Beds ⋅ 3 Baths ⋅ 2020221 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Dec 2026! Debate what to wear in the Preston's impressive walk-in closet located just off the private primary suite bath. Sizeable secondary bedrooms are ideal for kids or guests. The spacious living area flows seamlessly outdoors to the covered back patio. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location offers quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

9303 Quail Crest Drive, Schertz

$369,990

3 Beds ⋅ 2 Baths ⋅ 1999478 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! The Rio Grande's sprawling single-story layout features a bright, open concept living area, dining space, and kitchen. The primary suite boasts a sizeable walk-in closet and dual sinks. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location provides quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

12732 Winding Butte, Schertz

$374,990

3 Beds ⋅ 2 Baths ⋅ 1996546 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! The Rio Grande's sprawling single-story layout features a bright, open concept living area, dining space, and kitchen. The primary suite boasts a sizeable walk-in closet and dual sinks. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location offers quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

12727 Horizon Crest, Schertz

$394,990

4 Beds ⋅ 3 Baths ⋅ 1994704 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Sep 2026! Unwind in the private main floor primary suite, complete with a sizeable walk-in closet and bath. Versatile flex space is ideal as a home office or formal dining room. Upstairs, you will love the spacious game room. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location provides quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

12715 Horizon Crst, Schertz

$399,990

4 Beds ⋅ 3 Baths ⋅ 1991019 MLS ⋅ ACTIVE Status

Brand new, energy-efficient home available by Jul 2026! Sip your morning coffee at the Henderson's convenient kitchen island overlooking the dining and living rooms. In the primary suite, elegant sloped ceilings complement the sizeable space, including ensuite with dual sinks and large walk-in closet. Starting in the $300s, Carmel Ranch is located in southern Schertz, just northeast of San Antonio. This prime location provides quick access to I-10 and Loop 1604 and is served by the highly acclaimed, 'A'-rated Schertz-Cibolo-Universal City ISD. Residents can embrace nature with nearby parks and scenic trails, creating the ideal balance between convenience and outdoor living. Discover a better way of life at Carmel Ranch-stake your claim today! Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

9420 Quail Crest Dr, Schertz

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Carmel Ranch Homes under $400,000

Newest Carmel Ranch Homes under $400,000

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